Instant Funding

Instruments and Assets

Leverage

Commissions

Consistency Rules

• For One-Phase and Two-Phase (funded): Your best trading day must not account for more than 40% of your total profit.
• For IF Micro IF1, and One-Phase Micro: Your best trading day must not account for more than 15% of your total profit.

Firm Rules

• Instant Funding is a modern prop trading firm offering both instant funded accounts and evaluation-based challenges. It is designed for traders who want flexibility and fast access to capital.
• 🔹 General Rules
• Trading is done on simulated accounts with real profit payouts
• No time limits on challenges or instant accounts
• No minimum trading days required in instant model
• Trading instruments include forex, indices, commodities, crypto
• Expert Advisors (EAs), news trading, and weekend holding allowed
• Copy trading not allowed
• 🔹 Instant Funding Model (No Challenge)
• No evaluation required
• Immediate funded account access
• Profit target: none (start trading instantly)
• Daily loss limit: ~3–5%
• Max drawdown: ~6–10%
• 👉 Best for experienced traders who want instant capital
• 🔹 1-Step Challenge
• Single evaluation phase
• Profit target: ~8%
• Daily loss limit: ~5%
• Max drawdown: ~10%
• Minimum trading days: 5
• 👉 Faster than traditional 2-step models
• 🔹 2-Step Challenge
• Phase 1:
• Profit target: ~8%
• Phase 2:
• Profit target: ~5%
• Rules:
• Daily loss: ~5%
• Max drawdown: ~10%
• Minimum trading days required
• 👉 Balanced model for consistent traders
• 🔹 3-Step Challenge
• Lower profit targets per phase
• Designed for beginners
• More time but easier progression
• 🔹 Funded Account Rules
• Profit split: 80% (up to 90% with add-ons)
• First payout after 14 days (instant model)
• Weekly payouts after eligibility
• Scaling up to $200,000 account size
• 🔹 Risk & Breach Rules
• Exceeding daily or max drawdown = account termination
• Drawdown is strictly enforced including floating losses
• Consistency and risk rules must be followed
• Some accounts include stricter “best day” limits

Payout Policy

• Instant Funding is well known for its fast and flexible payout system, especially compared to traditional prop firms. One of its strongest features is the ability to withdraw profits quickly once eligibility requirements are met.
• For instant funded accounts, traders can request their first payout after 14 days of trading, followed by weekly withdrawals after that period . This makes it one of the faster payout cycles in the prop trading industry.
• The standard profit split is 80%, with options to increase it up to 90% using add-ons or upgrades . This allows traders to scale their income as they progress.
• However, payouts are not automatic. Traders must meet key conditions before withdrawal approval:
• Minimum profit threshold (often required before first payout)
• Compliance with daily loss and drawdown rules
• No violation of trading restrictions
• Consistency in trading performance
• Another important rule is that Instant Funding uses strict risk management controls, meaning profits must come from controlled trading rather than high-risk spikes. Accounts that violate rules such as excessive drawdown, hedging abuse, or aggressive lot sizing can lose payout eligibility.
• From trader feedback, the firm is considered fast-paying but strict, with some users reporting strong experiences while others mention tight rule enforcement and account reviews before payouts.
• Overall, the payout system is:
• Fast (14-day first payout)
• Weekly withdrawals after activation
• 80–90% profit split
• Strict risk compliance required
• Scaling-based growth opportunities
• This makes Instant Funding suitable for traders who want quick payouts but can maintain disciplined trading behavior.

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